You’ll understand every recommendation
Pensions are complicated enough. I’ll always tell you what I’m recommending, why, and what it costs, without the jargon.
I help people stop worrying about whether their money will last
I’m Andrew Ayerman, a financial adviser who works with one aim: helping your retirement income hold up for as long as you need it.
Portrait of AndrewSame shoot as the home page portrait: warm, natural light, looking at the camera.1000 × 1250px
Placeholder bio, written in Andrew’s voice from his own notes. Andrew to edit, approve and add his background and experience.
Why retirement is harder than it used to be
A generation ago, many people worked their whole life, retired on a final salary pension and got a guaranteed income until the day they died. They didn’t have to think about investment strategy or withdrawal rates. The scheme did it for them.
That’s gone for most of us. Today your pension is a pot of money, and you have to decide how it’s invested, how much you take out and when, often while the markets are doing something unsettling. At the same time, people are living longer and the cost of living keeps climbing. More years, higher prices, more decisions.
What I do about it
I set up Ayerman Wealth to help people with exactly those decisions. I’ll help you work out when you can retire, turn your pensions into a sustainable income, and adjust the plan as markets and life change. You’ll always know where you stand and why.
Outside work, [a line or two about life outside work].
Qualifications
- [Qualification, e.g. Diploma in Regulated Financial Planning]
- [Professional body membership]
Working with me
What you can expect
Your plans come before products
We start with the retirement you want: the trips, the grandchildren, the house. The numbers follow from there.
I’ll be here for the long haul
Your retirement could last thirty years. I’m here to review your plan and adjust it for as long as you need me.
Find out where you stand
Book a first conversation with Ayerman Wealth at a time that suits you. Bring your questions and a rough idea of your pensions. You’ll come away with a clearer picture of where you stand, whether or not you go on to work with us.
Free 20-minute video or phone call, booked online through Calendly. Prefer to talk first? Call 01234 567890.